Client
Allica Bank launches new product line with Modu
Allica Bank
Allica Bank, established only 6 years ago, is now the fastest growing fintech of all time. This unprecedented growth is due to a relentless focus on providing modern, cost-effective banking services to the previously underappreciated SME sector.
As part of the next wave of growth, Allica approached Modu to help with the launch of a series of new customer acquisition applications.
These applications are designed to bring together financial insight data from many sources into one easy-to-understand portfolio and credit analytics reporting dashboard.
The Pathfinding Approach
Knowing that time was of the essence, but integration of multiple third-party data sources could cause problems later, we first developed a basic and low-cost POC to explore and verify the idea.
We developed all components of the solution as dockerised deployable containers to remove any impact of variations in environments or infrastructure.
We also immediately began exploring design options so that once the underlying technology approach was proven, we could start on the full build with confidence.
Once the build started, we continuously checked and rechecked all decisions with the target customers to ensure there would be no surprises late in the day.
We developed the integration layer in such a way that new data sources or changes to chosen data providers could be accommodated with minimal re-development.
The Results
A fully functional ReactJS application with Kotlin backend, dockerised and deployed to the Azure cloud.
A completely tailored UX design experience iterated and tested with target customers.
A set of adaptable microservices connecting all entities using a hexagonal architecture approach to integration.
All the above packaged into a maintainable delivery compliant with the bank's security, architecture, and operational standards for onward enhancement.
A market-ready MVP application from idea to launch in 60 days.
A fully deployable front and backend application in compliance with all the expected standards required for a regulated industry.
Continuous feedback from end-users and stakeholders on the functionality and design, including some very appreciative commentary on the finished product.
A clean and smooth handover to operational teams.
Distinct Brand Identity: Standalone branding for CreditCheckup.
Reusable Components Library: Flexible, modular product design.
Flexible UX framework dynamic enough to meet the growing needs of a fast growing Bank.
